INVEST
IN YOUR FUTURE

Personalized Guidance for Financial Empowerment

I am now offering free 30 minute consultations for Prospective Wealth Coaching Clients.

Budgeting Tracker

Get a clear picture of your income and expenses with our free budget planner. This is your first step to saving, getting out of debt, or planning for retirement.

Start Now

As Featured on Fox Business News

My Podcast Appearances

Transform Your Finances:

Real Estate, Passive Income, and More with Ray Tran

About

About RT Invests

Hi there, I'm Ray!

A dedicated wealth coach and investor with a fervent passion for empowering others to achieve financial independence.

I firmly believe that everyone has the potential to build wealth through strategic investments in the stock market and real estate, and my mission is to provide you with the guidance and tools necessary to turn that potential into reality. Through this website, I aim to demystify the world of investing, offering practical insights, actionable strategies, and invaluable tips garnered from years of hands-on experience. Whether you're a seasoned investor or just starting out on your wealth-building journey, you'll find a wealth of valuable information here to help you achieve your financial goals.

Join me on this exciting adventure toward financial freedom, and together, let's unlock the door to a brighter, wealthier future.

Learn More

RT INVESTS CAN HELP

We’re on Fox Business News!

Middle schoolers get taste of stock market, investing through financial literacy class

Students receive virtual money to buy stocks, bonds and mutual funds

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services

CONSULTATIONS

One-on-one

coaching!

Get the knowledge, tools, and support you need to take control of your financial future.

Take control of your finances with my expert budget management toolkit. Learn how to easily create and stick to a budget that aligns with your financial goals, allowing you to save more, spend wisely, and lay the foundation for a secure financial future.

Budget

Management

Save More

Unlock new avenues for income generation with our guidance on additional income streams. Explore innovative ways to supplement your primary earnings, whether through passive income ventures, side hustles, or entrepreneurial endeavors.

Additional income streams

Make Money

Whether you're a first-time investor or looking to expand your portfolio, my resources and guidance will help you navigate the real estate market with confidence, identifying lucrative opportunities and maximizing your returns.

Real Estate

Investing

Master Real Estate

Transform your financial outlook with my wealth building strategies. From investment diversification to asset allocation, I'll show you how to optimize your resources and make informed decisions that propel you toward long-term prosperity.

Wealth building

strategies

Build Wealth

Testimonials

"Ray has been my coach for the past 6 months and have seen so much growth! Ray does a great job of empowering you to develop skills that you can use for a lifetime. The tools I have gained through our sessions have given me confidence to start my journey as a real estate investor. I highly recommend working with Ray to achieve your financial goals!"

- Lauren

Join Us for a Unique Real Estate Networking Event in Collaboration with @acenextgen

📅 Date: [Tuesday, February 4th]
⏰ Time: [7-9pm EST]
📍 Location: David J. Louie Inc. 217 Park Row, New York, NY 10038

Connect with NYC-based business owners and investors to take your real estate goals to the next level.

✨ What to Expect:
✅ Breakout Groups: Collaborate with fellow NYC entrepreneurs to deep dive into your real estate aspirations.
✅ Real Challenges Focus: Discuss local market challenges, out-of-state investment strategies, and joint ventures with experienced NYC-based investors.
✅ Incentives: Enjoy complimentary appetizers and drinks while you network.

Let’s tackle real challenges and create real opportunities—together!

📩 Purchase a ticket now at [https://app.glueup.com/event/ny-ace-next-gen-talk-with-raymond-tran-128584/], space is limited!

#RealEstateNetworking #NYCBusinessOwners #realestategoals

Most people won’t tell you… but being a landlord may not be for you
Being a landlord comes with its challenges—property management, tenant issues, and financial risks. It’s not for everyone, but understanding the risks and rewards can help you decide if it’s the right path for you.
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DISCLAIMER: This page is for educational/informational purposes only and not intended to be financial/investing/tax advice. Please consult a tax advisor and/or financial professional to associate the risks involved.
#LandlordTips #RealEstateInvesting #FinancialFreedom #PropertyManagement #Adulting101

The Power of Early Investing: Start Now!

The earlier you start investing, the more time your money has to grow. Take advantage of compound interest and start building your wealth today—your future self will thank you!
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DISCLAIMER: This page is for educational/informational purposes only and not intended to be financial/investing/tax advice. Please consult a tax advisor and/or financial professional to associate the risks involved.
#EarlyInvesting #CompoundInterest #WealthBuilding #FinancialFreedom #InvestingTips

When the property sells faster than your camera guy can edit.

#realestate #flips #rtinvests #wealthbuilding #realestateinvesting #editing

Cash investments are all about safety and stability! 💵 These low-risk, short-term options, like savings accounts and money market funds, help you preserve capital and maintain liquidity. Perfect for emergency funds or short-term goals! 💡✨
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DISCLAIMER: This page is for educational/informational purposes only and not intended to be financial/investing/tax advice. Please consult a tax advisor and/or financial professional to associate the risks involved.
#CashInvestments #FinancialLiteracy #SmartInvesting #MoneyManagement #InvestmentTips

Here is a secret that… will help you if you have spending issues.

Here’s a secret: Fix spending issues by asking yourself, “Do I really need this?” Practice mindful spending, track expenses, and prioritize needs over wants. Small changes lead to big financial improvements!
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DISCLAIMER: This page is for educational/informational purposes only and not intended to be financial/investing/tax advice. Please consult a tax advisor and/or financial professional to associate the risks involved.
#MindfulSpending #TrackYourExpenses #BudgetingTips #SmartMoneyMoves #FinancialHealth

Dreaming of owning a home? Start by saving for a down payment, getting pre-approved for a mortgage, and working with a trusted real estate agent. Turn your dream into reality step by step.
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DISCLAIMER: This page is for educational/informational purposes only and not intended to be financial/investing/tax advice. Please consult a tax advisor and/or financial professional to associate the risks involved.
#HomeBuyingTips #RealEstateGoals #FirstTimeBuyer #FinancialPlanning #DreamHome

Track Your Expenses: Ray's First Step to Financial Freedom
Ray's journey to financial success started with tracking expenses. This simple habit helped uncover spending patterns, create a budget, and achieve financial stability. Are you ready to take the first step?
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DISCLAIMER: This page is for educational/informational purposes only and not intended to be financial/investing/tax advice. Please consult a tax advisor and/or financial professional to associate the risks involved.
#TrackYourExpenses #FinancialFreedom #BudgetingTips #MoneyManagement #PersonalFinance

Budgeting Tips: How to Track Your Expenses!
Tracking your expenses is the first step toward financial freedom. Use tools like spreadsheets or budgeting apps to monitor where your money goes. Awareness leads to better decisions and bigger savings!
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DISCLAIMER: This page is for educational/informational purposes only and not intended to be financial/investing/tax advice. Please consult a tax advisor and/or financial professional to associate the risks involved.
#BudgetingTips #TrackYourExpenses #FinancialLiteracy #MoneyGoals #SmartSpending

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INVEST IN YOUR FUTURE